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  • Refinance

  • VA IRRRL

  • Cash Out

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You Served Our Country.

Now Let Us Serve You.

We have access to the most competitive mortgage rates and products available, an industry leading operations staff and cutting edge technology platform. As a result, we are able to focus on providing extraordinary customer service throughout the entire process.

VA IRRRL Refinance

What is a VA IRRRL Refinance?

The VA IRRRL is one of the fastest and easiest ways to save money. If your current interest rate is higher than today’s rate, you may be eligible for the VA Streamline Refinance.

VA IRRRL Loan Benefits:

- No Paystubs or W2s

- No Bank Statements

- No Home Appraisal

- Easy To Approve

- Fast To Close

VA Purchase

What is a VA Purchase Loan?

With the VA Purchase Loan, you have the opportunity to buy your dream home with $0 down. VA Purchase Loan rates today are excellent!

VA Purchase Loan Benefits:

- No Down Payment Required

- Competitive Interest Rates

- No Private Mortgage Insurance (PMI)

- Flexible Credit Requirements

- Your Dream Home Awaits!

Get Started Today!

Whether you’re looking to lower your monthly payment through our low VA mortgage refinance rates, or wanting to take cash out for home improvements, we are ready to assist you! Click below to receive a personalized quote and loan breakdown.

Why Work With US

Giving Back To Those Who Serve

We’re committed to helping fellow veterans access the VA loans they’ve earned and deserve.

Personal

It’s just you and me—no middlemen, no hassle. I’m here to make the loan process simple and stress-free. Call me anytime.

Transparent

No hidden fees or surprises. We’re upfront with every cost from day one, so you know exactly what to expect.

See What Others Have To Say About Our Work…

Jared is awesome in explaining every single question and being patient. Very honest and was there every step of the way in getting our home. The whole team is excellent highly recommend to ask for Jared.

- Isidro H.

Jared and Tiffany Paul were outstanding! From the respect and professionalism to the speed of light results! My family and I are extremely pleased with our experience.

- Scherrie B.

Working with the Paul Team made the homebuying experience easier than we expected. Being new to the process, and having heard the trials and tribulations of friends working with other lenders, we were not looking forward to the loan part of the process. Jared and Tiffany have impeccable communications and timing, keeping us informed and equipped to take each step in our own time. They are also friendly and cheerful, which kept the process upbeat and exciting. My favorite moment was when Jared shared a piece of information that seemed like something another lender would maybe not point out (about interest on loans) and I said something like, "I wish I didn't know that!" Jared responded by saying "my job is to inform you not hide info from you." He had our backs the whole time. They are buyer advocates! I have and will continue to recommend the Paul Team to friends and family, and share with people that the process doesn't have to be painful. Every difficult territory is easier to travel with an experienced guide. Thank you Jared and Tiffany!

- Soibian S.

The constant communication throughout the entire transaction is unmatched. Jared and Tiffany also make themselves available to put clients at ease and answer questions for them, even when it’s “after business hours”. I recently connected some new buyer clients that I met at an open house with Jared and Tiffany. The clients were uncertain whether or not they would be able to afford a home and if they would qualify due to some recent credit concerns. Jared took the time to answer their questions so they felt comfortable with submitting a pre-approval application. He was then able to present different options that would allow them to get approved and stay within their comfortable payment range. The clients and I were then able to quickly identify a home that fit their wants and needs. Jared and Tiffany were able to support a shorter escrow period and that was very beneficial in getting our offer accepted. I have worked several transactions with Jared and Tiffany now, and I plan to continue to do so. The great service that they provide along with their high level of integrity make it very easy for me to continue to partner with them and recommend their services.

- Raphael S.

Jared was an amazing loan officer. As a 1st time home buyer Jared all ways took the time to educate me about the process and made me feel comfortable about my decision. I had a lot of doubts going into the process but he made it so easy. Even when I had late night phone calls he took the time to get answers for things that were even out of his control. Without a doubt he will be my number 1 recommendation as a loan officer. Honestly, words cant explain how grateful I am of him!

- Angel D.

Jared Paul is the BEST to work with when buying a home!! He is so knowledgeable at what he does and answers any questions you may have before you even have a chance to ask the question. Did I say how nice he is?? I couldn’t ask for better service. CrossCountry Mortgage is so lucky to have him. I would recommend Jared to EVERYONE!! Thank you so much.

- Kari B.

Meet The Paul Team

Jared Paul

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Reasons to Refinance

Weigh multiple options. VA Loan Refinance. Finding a loan with a better interest rate is easier than you might think, and you can feel at ease knowing you’re in the driver’s seat.

Leverage your credit score. Have you polished your credit over the past few years? A lower score often means a better interest rate with your new loan.

Save money in the long run. Even a decrease in 0.5%-1% can make a significant difference when it comes to how much you end up paying on your mortgage once all is said and done.

No better time than the present. Take advantage of the VA Refinance rates today!

NMLS3029 | MB.803095 Branch NMLS2012322

This individual is licensed in the following states:

AL, AZ, CA, CO, FL, ID, IL, IN, MD, MI, MT, NM, NV, OH, OR, PA, TX, WA

CrossCountry Mortgage, LLC

14555 N Scottsdale Road, Suite 350

Scottsdale, AZ 85254

Branch NMLS2012322

Corp. NMLS3029 | (www.nmlsconsumeraccess.org)